Cookie Policy
Understanding how we use tracking technologies on calpenovira.com
What Are Cookies and Tracking Technologies
Cookies are small text files that websites place on your device to remember information about your visit. We also use similar technologies like web beacons, pixels, and local storage to enhance how our platform works for you. These tools help us understand how you interact with our financial planning resources and allow us to provide a more personalised experience.
When you visit calpenovira.com, these technologies work behind the scenes to remember your preferences, analyse how you navigate our educational content, and help us improve our financial goal setting tools based on real user behaviour.
Types of Tracking We Use
Essential Cookies
These are necessary for our website to function properly. They enable core features like secure login to your financial planning dashboard, remembering your session as you move between pages, and maintaining your privacy settings. Without these, basic functionality would break.
Functional Cookies
These remember your preferences and choices to make your experience smoother. For example, they'll remember which financial goals you're tracking, your preferred currency display, or interface settings you've customised for easier navigation.
Analytics Cookies
We use these to understand how visitors interact with our platform. They help us see which financial planning resources are most helpful, where people spend time learning, and what features might need improvement. This data is aggregated and doesn't identify individual users.
Marketing Cookies
These track your activity across different websites to show you relevant content about financial planning. They help us understand your interests so we can share educational resources that match your financial goals and learning preferences.
How Tracking Enhances Your Experience
Our tracking technologies work to make your financial planning journey more effective. For instance, when you start working on a retirement savings calculator, functional cookies remember where you left off so you can continue later without losing progress.
Analytics cookies help us notice if many users struggle with a particular budget planning tool, prompting us to create clearer instructions or video tutorials. Marketing cookies ensure that when you see our content elsewhere online, it relates to the financial topics you've shown interest in rather than generic advertisements.
Managing Your Cookie Preferences
You have control over how cookies work on your device. Most web browsers automatically accept cookies, but you can modify your settings to decline them or alert you when they're being sent. Here's how to manage cookies in popular browsers:
Chrome: Settings > Privacy and Security > Cookies and other site data
Firefox: Options > Privacy & Security > Cookies and Site Data
Safari: Preferences > Privacy > Manage Website Data
Edge: Settings > Site permissions > Cookies and site data
Keep in mind that blocking all cookies might affect how well our financial planning tools work. Essential cookies are necessary for basic functionality, while others enhance your experience but aren't strictly required.
Data Retention and Your Control
Different types of cookies stay on your device for varying lengths of time. Session cookies disappear when you close your browser, while persistent cookies remain until they expire or you delete them manually.
| Cookie Type | Duration | Purpose |
|---|---|---|
| Session cookies | Until browser closes | Maintain your login and page navigation |
| Preference cookies | 6 months to 2 years | Remember your settings and customisations |
| Analytics cookies | 13 months | Help us understand site usage patterns |
| Marketing cookies | 90 days to 2 years | Show relevant financial planning content |
You can clear all cookies from your browser at any time through your browser settings. This will log you out of calpenovira.com and reset any personalised preferences you've set up.
Third-Party Services
We work with trusted third-party services to provide analytics and improve our platform. These partners may place their own cookies when you visit calpenovira.com. For example, we use Google Analytics to understand how people use our financial planning resources, which helps us create better educational content.
These third parties have their own privacy policies explaining how they handle data. We choose partners who maintain high privacy standards and limit data sharing to what's necessary for providing their services to us.
Updates to This Policy
We review this cookie policy regularly and update it when we change how we use tracking technologies or when regulations require modifications. When we make significant changes, we'll notify users through our website or via email if you've subscribed to our updates.
The financial technology landscape evolves quickly, and we occasionally adopt new tools to serve our users better. Any new tracking methods will be added to this policy with clear explanations of their purpose and benefit to your financial planning experience.
Questions About Our Cookie Use?
We're happy to explain more about how we protect your privacy while
providing personalised financial planning tools.
Email: help@calpenovira.com
Phone: +61261818409
Address: Douglas Pl, Orange NSW 2800, Australia